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Bad Credit Loans and Credit Cards - Learn how to get loans, even if your credit is not perfect. Also features many articles on credit care and repair.

 Popular Articles
  1. You don?t need 10% or 20% down to get a home loan
  2. Home Mortgage Refinancing: A second chance for homeowners with high interest loans
  3. How Do I Get Preapproved for a mortgage?
  4. Stop Debt Collectors
  5. Credit Counseling Questions
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Featured Articles
» How a Credit Card Can Be Your Friend
By Jim Hood | Published 06/21/2005 | Credit Cards | Rating:
We have all heard countless stories of people over their heads with credit card debt-maxing out every card they own, then only being able to afford the minimum monthly payment. High interest payments shackle people to their debt for years, not to mention the significant income drain the finance charges ...
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» Fun with Credit Cards
By Terry Mitchell | Published 06/21/2005 | Credit Cards | Rating:
For those of us who know how to use them properly, credit cards can actually be quite fun and lucrative. To those who do not know how to use them properly, I would say that you should stop reading this column right about now, or at least I would advise ...
 full story  
» No-Cost Student Loan Consolidation
By Vanessa McHooley | Published 06/21/2005 | Student Loans | Unrated
No-Cost Student Loan Consolidation A no-cost student loan consolidation ' doesn't that just sound too good to be true? Think about it. You have just accrued thousands of dollars in debt through student loans after 4 years of college, or possibly even more. Then, a company offers to take all ...
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» Short on cash? Finance the Mortgage Points
By Syd Johnson | Published 06/20/2005 | Mortgages Home Loans | Unrated
Once you get a quote for a home loan don't be tempted to take the entire amount if it looks like you overqualified. Most consumers fill out an application for a home loan and hope they can get enough money to buy their dream house. A nice chunk of ...
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» To Refinance...or Not, That Is The Question???
By Hilda Schultze | Published 06/20/2005 | Mortgages Home Loans | Unrated
What does it mean to refinance? Why would someone want to refinance? There are many cases when a person would refinance. When we use the term refinance, we are typically referring to a loan such as a car or house loan. It may also be a business loan. For the ...
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Recent News
» Most borrow for home improvements - study
Published 02/11/2005 An Post financial services subsidiary One Direct has revealed the majority of its borrowers cite house renovations and improvements as the number one reason for borrowing money. A survey of more than 8,000 customers showed that 36% of customers borrowed for home improvements and renovations, 20% for debt ...
 read more » Consolidation Plans Can Help But Watch Out for Pit
Published 02/8/2005 Q U E S T I O N: My husband was laid off November 2003, went on disability and now he's looking for a job. We are at the point of not being able to pay our bills. Do you know of a trustworthy credit counseling company or a debt ...
 read more » Home-equity loans hit record levels
Published 01/27/2005 Ruth Simon - Wall Street Journal Taking advantage of rising property values, record numbers of homeowners are turning to home-equity loans as a source of easy cash. Overall, home-equity originations climbed 35 percent last year to a record $431.3 billion, according to SMR Research Corp., a market-research firm in ...
 read more » When It Comes to Credit Cards, There's No Such
Published 01/27/2005 By Michelle Singletary - Washington Post "Are you nutso?" That was a question one reader posed to me recently. He thought I was wrong to advise a young woman not to transfer $13,000 of student But I'm not nuts, just realistic. ...
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Recent Articles
Refinance Today and Save!
» Low Income Home Loans - FHA and VA Mortgage Loans Can Help You Get Approved
By Carrie Reeder | Published 12/7/2005 | Mortgages Home Loans | Rating:
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» Bad Credit Personal Loan - A Pay Day Loan May Be Your Best Option, No Credit Check
By Carrie Reeder | Published 12/7/2005 | Personal Loans | Rating:
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» Applying for a Home Mortgage Loan Online - The Pros and Cons
By Carrie Reeder | Published 12/7/2005 | Mortgages Home Loans | Rating:
If you have considered applying for a home loan mortgage online, there are a few pros and cons to think about with getting a home mortgage loan online:Pros:1. The process of applying for an online home mortgage loan is very simple, unlike some lenders who operate in the ‘real’ world ...
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» Bad Credit? First Time Buyer? You Can Still Get Approved For a Home Mortgage Loan
By Carrie Reeder | Published 12/7/2005 | Subprime Mortgages | Rating:
Do you have bad credit that you worry will stop you from being able to apply for a home mortgage loan? Have you given up on the dream of being a home owner? Well don’t. Take comfort in the fact that there are special home mortgage loans that you can ...
 full story  
» Cash Til Payday Loans - When Is The Best Time To Get A Quick
By Carrie Reeder | Published 12/7/2005 | Personal Loans | Rating:
There are times when a cash advance loan or payday loan may be a good way to get you out of a tight, financial scrape. There are times when a payday loan may be a wise decision. Keep in mind, this is assuming that you definitely have the ability to ...
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