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 »  Home  »  Bankruptcy
Bankruptcy
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» Mortgage After Bankruptcy
By Bankruptcy Home | Published 06/27/2005 | Bankruptcy | Unrated
Most people probably assume that obtaining a mortgage to purchase a home, refinance or to consolidate debt after a bankruptcy is out of the question. In fact, many people are able to obtain these mortgage services, even 1 day after a bankruptcy discharge in some cases. Loan programs and lenders ...
 full story  
» If I file for Bankruptcy will my student loans get discharged?
By Bankruptcy Home | Published 06/27/2005 | Bankruptcy | Unrated
So are student loans able to be discharged? In short, probably not. Student loan debts are nondischargeable in Chapter 7 Bankruptcy cases unless paying the debt would cause the debtor "undue hardship." This basic rule also applies to Chapter 13 Bankruptcy cases. Discharge of student loans received popularity in ...
 full story  
» Top Ten Reasons People File for Bankruptcy
By Bankruptcy Home | Published 06/27/2005 | Bankruptcy | Unrated
1. Eliminate the legal obligation to pay many of your debts. This process of wiping the slate clean is called a discharge of debts. The goal of a discharge is to reduce debt to give you a fresh start. Whether it is through straight bankruptcy (Chapter 7 Bankruptcy) or through ...
 full story  
» Chapter 13 bankruptcy basics
By Bankruptcy Home | Published 06/27/2005 | Bankruptcy | Unrated
The purpose behind Chapter 13 Bankruptcy filing is rehabilitation of the debtor. Meaning you are given the opportunity to repay some or all of your debts.but under generally better terms (lower or no interest). Rather than having to liquidate assets to pay off debts, this process is designed to allow ...
 full story  
» New Bankruptcy Law Will Not Protect You from Identity Theft
By Charles Essmeier | Published 06/12/2005 | Bankruptcy | Rating:
Recently passed by Congress with overwhelming support, the oddly-named Bankruptcy Abuse Prevention and Consumer Protection Act was designed to eliminate “bankruptcy of convenience.” The perceived problem is that many compulsive gamblers, shoppers and drug users often run up huge debts on easily available credit cards with no intention of paying ...
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