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Bad Credit Loans and Credit Cards - Learn how to get loans, even if your credit is not perfect. Also features many articles on credit care and repair.

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Credit Scores
» How Credit Scoring Works
By Sameer S Panjwani | Published 06/21/2005 | Credit Scores | Unrated
The all important credit score! It determines the amount of loan you can get, it determines the interest rate at which you are charged for a loan, etc. Your credit score plays an important figure in your financial life. So what goes into making that all important score of yours? ...
» Credit Report – Check Yours Regularly and for Free
By Charles Essmeier | Published 06/12/2005 | Credit Scores | Unrated
In the twenty-first century, there are few documents that have a greater impact on the lives of Americans then their credit report. Credit rating determines one’s ability to buy a home, a car, or to obtain a credit card or a job. Since these things are important, it is equally ...
» Free Credit Report –Watch Out for Scams
By Charles Essmeier | Published 06/12/2005 | Credit Scores | Unrated
Many people may still not be aware of an amendment to the Fair Credit Reporting Act (FCRA) that Congress passed last year. This amendment allows U.S. citizens to receive a copy of their credit report, for free, once per year. The plan is being rolled out slowly in order to ...
» How Creditors Measure Your Credit Rating
By Omar M Omar | Published 02/9/2005 | Credit Scores | Unrated
Good credit is everyone's dream. A wise use of credit can go a long way. It certainly makes certain goals in life (like acquiring business loan from bank) easily attainable. But the key question remains: "What does it take to achieve 'Triple A' credit?" First and foremost, it ...